Bitcoin Retirement Savings Calculator for Plebs

Start with the bitcoin you hold, buy a set amount each month until you retire, then see the monthly withdrawal that covers your retirement years and whether anything is left.

Building the stack How often you buy and withdraw

Bitcoin held today Price today ($) Buy each month ($) Years of buying

Raise buys with inflation

Retirement Years the money must last Withdrawal to test per month, in today's dollars ($). Leave 0 to test the maximum.

Estimates

Bitcoin growth per year (%) Inflation per year (%) Cost basis of what you hold ($) Tax on gains (%)

Trading fee on buys and sells (%)

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Your bitcoin over time

Constant-rate scenario math, not a forecast or advice. Bitcoin will not move in a straight line, so real results can differ a lot. Buys happen at the start of each day, week or month, depending on your choice. Withdrawals are sold on the same schedule, taxed only on the gain above your average cost basis, which blends what you hold with what you buy.